The precise stages involved vary according to the circumstances. However typically in a property sale we need to do the following:

• Take your instructions and give you initial advice
• Receive and advise on sale contract documents where applicable
• Carry out searches on the property you are buying where appropriate
• Give you advice on all documents and information received
• Send final contract to you for signature
• Agree completion date (date from which you own the property)
• Exchange contracts and notify you that this has happened
• Complete the transaction

In a property purchase we need to do the following:

• Take your instructions and give you initial advice
• Check finances are in place to fund purchase where applicable and contact lender’s solicitors if needed
• Carry out searches on the property you are buying where appropriate
• Obtain further planning documentation if required
• Make any necessary enquiries of seller’s solicitor where applicable
• Give you advice on all documents and information received
• Go through conditions of mortgage offer with you
• Send final contract to you for signature
• Agree completion date (date from which you own the property)
• Exchange contracts and notify you that this has happened
• Arrange for all monies needed to be received from lender and you
• Complete purchase
• Deal with payment of Stamp Duty/Land Tax
• Deal with application for registration at Land Registry

If we are simply helping you to remortgage your property then we would generally speaking only need to:

• Take your instructions and give you initial advice
• Carry out searches on the property you are buying where appropriate
• Obtain further planning documentation if required
• Go through conditions of mortgage offer with you.
• Send final documents to you for signature
• Apply for mortgage advance.
• Redeem any previous mortgages
• Deal with application for registration at the Land Registry

It would not normally be necessary to undertake other work or incur other costs other than those described above. However, we would be very happy to provide you with a more tailored quote for all stages of your particular case once we know about your specific circumstances.